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      The Economic Burden of Hospital Costs on Families With Type 1 Diabetes Mellitus Children: The Role of Medical Insurance in Shandong Province, China

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          Abstract

          Objective

          This study estimates the economic burden imposed on families by comparing the hospitalization costs of T1DM children with and without medical insurance in Shandong province.

          Methods

          Our data comprised 1,348 T1DM inpatient records of patients aged 18 years or younger from the hospitalization information system of 297 general hospitals in 6 urban districts of Shandong Province. Descriptive statistics are presented and regression analyses were conducted to explore the factors associated with hospitalization costs.

          Results

          Children with medical insurance had on average total hospitalization expenditures of RMB5,833.48 (US$824.02) and a hospitalization stay of 7.49 days, compared with the children without medical insurance who had lower hospitalization expenditures of RMB4,021.45 (US$568.06) and an average stay of 6.05 days. Out-of-pocket expenses for insured children were RMB3,036.22 (US$428.89), which is significantly lower than that of the uninsured children ( P < 0.01). Out-of-pocket (OOP) expenditures accounted for 6% of the annual household income of insured middle-income families, but rose to a significant 25% of the annual income for low-income families. These OOP expenditures imposed a heavy economic burden on families, with some families experiencing long-term financial distress. Both insured and uninsured families, especially low-income families, could be tipped into poverty by hospitalization costs.

          Conclusion

          Hospitalization costs imposed a significant economic burden on families with children with T1DM, especially low-income insured and uninsured families. The significantly higher hospitalization expenses of insured T1DM children, such as longer hospitalization stays, more expensive treatments and more drugs, may reflect both excess treatment demands by parents and over-servicing by hospitals; lower OOP expenses for uninsured children may reflect uninsured children from low-income families forgoing appropriate medical treatment. Hospital insurance reform is recommended.

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          Most cited references31

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          IDF diabetes atlas: global estimates of the prevalence of diabetes for 2011 and 2030.

          Diabetes is an increasingly important condition globally and robust estimates of its prevalence are required for allocating resources. Data sources from 1980 to April 2011 were sought and characterised. The Analytic Hierarchy Process (AHP) was used to select the most appropriate study or studies for each country, and estimates for countries without data were modelled. A logistic regression model was used to generate smoothed age-specific estimates which were applied to UN population estimates for 2011. A total of 565 data sources were reviewed, of which 170 sources from 110 countries were selected. In 2011 there are 366 million people with diabetes, and this is expected to rise to 552 million by 2030. Most people with diabetes live in low- and middle-income countries, and these countries will also see the greatest increase over the next 19 years. This paper builds on previous IDF estimates and shows that the global diabetes epidemic continues to grow. Recent studies show that previous estimates have been very conservative. The new IDF estimates use a simple and transparent approach and are consistent with recent estimates from the Global Burden of Disease study. IDF estimates will be updated annually. Copyright © 2011 Elsevier Ireland Ltd. All rights reserved.
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            Household catastrophic health expenditure: a multicountry analysis.

            Health policy makers have long been concerned with protecting people from the possibility that ill health will lead to catastrophic financial payments and subsequent impoverishment. Yet catastrophic expenditure is not rare. We investigated the extent of catastrophic health expenditure as a first step to developing appropriate policy responses. We used a cross-country analysis design. Data from household surveys in 59 countries were used to explore, by regression analysis, variables associated with catastrophic health expenditure. We defined expenditure as being catastrophic if a household's financial contributions to the health system exceed 40% of income remaining after subsistence needs have been met. The proportion of households facing catastrophic payments from out-of-pocket health expenses varied widely between countries. Catastrophic spending rates were highest in some countries in transition, and in certain Latin American countries. Three key preconditions for catastrophic payments were identified: the availability of health services requiring payment, low capacity to pay, and the lack of prepayment or health insurance. People, particularly in poor households, can be protected from catastrophic health expenditures by reducing a health system's reliance on out-of-pocket payments and providing more financial risk protection. Increase in the availability of health services is critical to improving health in poor countries, but this approach could raise the proportion of households facing catastrophic expenditure; risk protection policies would be especially important in this situation.
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              Global Economic Burden of Diabetes in Adults: Projections From 2015 to 2030

              Despite the importance of diabetes for global health, the future economic consequences of the disease remain opaque. We forecast the full global costs of diabetes in adults through the year 2030 and predict the economic consequences of diabetes if global targets under the Sustainable Development Goals (SDG) and World Health Organization Global Action Plan for the Prevention and Control of Noncommunicable Diseases 2013-2020 are met.
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                Author and article information

                Contributors
                Journal
                Front Public Health
                Front Public Health
                Front. Public Health
                Frontiers in Public Health
                Frontiers Media S.A.
                2296-2565
                06 May 2022
                2022
                : 10
                : 853306
                Affiliations
                [1] 1Faculty of Business and Economics, University of Melbourne , Melbourne, VIC, Australia
                [2] 2Taiyuan Municipal Health Commission , Taiyuan, China
                [3] 3School of Management, University of Liverpool , Liverpool, United Kingdom
                [4] 4Australian National Institute of Management and Commerce , Sydney, NSW, Australia
                [5] 5Newcastle Business School, University of Newcastle , Newcastle, NSW, Australia
                [6] 6Shandong Health Commission Medical Management Service Center , Jinan, China
                [7] 7School of Political Science and Public Administration, Shandong University , Qingdao, China
                [8] 8Center for Health Preferences Research, Shandong University , Jinan, China
                Author notes

                Edited by: Mona Pathak, UT Southwestern Medical Center, United States

                Reviewed by: Ameer Ahmad, Quaid-i-Azam Medical College, Pakistan; Shi Xuefeng, Beijing University of Chinese Medicine, China

                *Correspondence: Anli Leng lenganli@ 123456sdu.edu.cn

                This article was submitted to Children and Health, a section of the journal Frontiers in Public Health

                Article
                10.3389/fpubh.2022.853306
                9121097
                6acc8eae-2744-4b57-ba2f-dbc3601e11ed
                Copyright © 2022 Wang, Guo, Maitland, Nicholas, Sun and Leng.

                This is an open-access article distributed under the terms of the Creative Commons Attribution License (CC BY). The use, distribution or reproduction in other forums is permitted, provided the original author(s) and the copyright owner(s) are credited and that the original publication in this journal is cited, in accordance with accepted academic practice. No use, distribution or reproduction is permitted which does not comply with these terms.

                History
                : 12 January 2022
                : 28 March 2022
                Page count
                Figures: 1, Tables: 3, Equations: 1, References: 34, Pages: 7, Words: 4994
                Funding
                Funded by: National Natural Science Foundation of China, doi 10.13039/501100001809;
                Funded by: China Postdoctoral Science Foundation, doi 10.13039/501100002858;
                Categories
                Public Health
                Original Research

                hospitalization costs,childhood type 1 diabetes,t1dm children,economic burden,medical insurance

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