In March 2020, the world was first hit by Covid-19 that started to have negative impact on all sectors including education. Most of the higher learning institutions had a shift to use the technology in imparting knowledge and conducting online learning for students. This paper analyzed the effect of attitude, interruption, personal skills and technology skills towards effective online learning. A total of 375 valid questionnaire responses was coded and analyzed using PLS-SEM analysis. The findings showed the attitude and technology skills were significant factors to the barriers of effective online learning among students.