Banks are the foundation of every economy, having a strong and thriving banking sector with good corporate governance procedures is crucial for all economies. Board Characteristics in this study include board size, board activity and ownership concentration.Achieving and sustaining public trust and confidence inthe financial system requires effective boards and corporate governance procedures. They are essential to their correct operation since they impact how well the banking industry performs across the globe. Ineffective board may result from corporate governance, which ultimately may contribute to bank collapse.This study sought to determine the effects of board characteristics and ownership concentration on the financial performance of bank.